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SMFG India Credit Co. Ltd. - Vidya Nagar (Rural Branch)

No 47, 2nd Floor, Mitra Layout, Medhehalli Road
Vidya Nagar
Chitradurga - 577501
Near Ayyappa Swamy Temple

Our Products

Rural Individual Unsecured Loan (GEL)

Rural Individual Unsecured Loan (GEL)

Unsecured loans of up to INR 5 lakhs* for your personal or business needs

Solidarity Group Loan

Solidarity Group Loan

Group-based microloans tailored for women aimed at fostering rural micro-enterprises

Two Wheeler

Two Wheeler Loan

Easy financing for your two-wheeler needs

Rural Home Loan

Rural Home Loan

Home loans with competitive interest rates, tailored for your family's needs

Business Hours

  • Mon 09:30 AM - 06:30 PM
  • Tue 09:30 AM - 06:30 PM
  • Wed 09:30 AM - 06:30 PM
  • Thu 09:30 AM - 06:30 PM
  • Fri 09:30 AM - 06:30 PM
  • Sat 09:30 AM - 06:30 PM
  • Sun Closed

Please note that our branch timings are generally between 9:30 AM to 6:30 PM on all days excluding Sundays, public holidays & 1st Saturday of every month. Please Contact Us to plan your visit to the branch.

SMFG India Credit Co. Ltd. - Vidya Nagar (Rural Branch) in Chitradurga, Karnataka – Visit Us Today

SMFG India Credit Co. Ltd. is among India’s leading NBFCs. Since its launch, SMFG India Credit has successfully and strongly established itself across India's financial landscape, with a nationwide branch network serving millions. We are dedicated to provide financing to underserved segments, including retail consumers and MSME/SME. Our products include personal loans, commercial vehicle & two-wheeler loans, Mortgage Loans and loans against securities. SMFG India Credit is wholly owned by the Sumitomo Mitsui Financial Group (SMFG). Please do not share any personal information such as phone number, loan account details, PAN, Aadhaar, OTPs etc. on public platforms including social media. Stay safe and vigilant, and protect your data.
The address of this branch is No 47, 2nd Floor, Mitra Layout, Medhehalli Road, Near Ayyappa Swamy Temple, Vidya Nagar, Chitradurga, Karnataka.

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A number you should know 1600

A number you should know: 1600. 📞 TRAI has designated the 1600-series for service and transaction calls made by regulated BFSI entities, including entities regulated by RBI, SEBI, IRDAI and PFRDA. TRAI has also clarified that calls originating from the 1600-series cannot be tagged, blocked or filtered under the applicable regulations. So, the next time you receive a financial service call, look out for the 1600-series, you’ll know it’s using the designated series. #TRAI #1600Series #FinancialAwareness #BFSI #DigitalSafety #FinancialServices #ConsumerAwareness #StayAlert #SMFGIndiaCredit [1600 Series, TRAI 1600 Series, BFSI Calls, Financial Service Calls, Transaction Calls, Financial Awareness, Consumer Awareness, Financial Safety, SMFG India Credit] #TRAI #1600Series #FinancialAwareness #BFSI #DigitalSafety #FinancialServices #ConsumerAwareness #StayAlert #SMFGIndiaCredit

Posted On: 23 Sep 2026 8:00 AM

When your business starts asking for more, your setup needs to keep up. The Rural Individual Unsecured Loan can provide eligible rural customers with funds for personal or business needs. Because sometimes, growth looks like one more fridge, one more stove and a few more tables. Know More: https://bitly.cx/TCgq#RuralIndividualUnsecuredLoan #ProgressiveFuture #TakeControl #PragatiKiNayiPehchaan #LoansForAll #SMFGIndiaCredit [Rural Individual Unsecured Loan, Progressive Future, Loans For All, SMFG India Credit] #RuralIndividualUnsecuredLoan #ProgressiveFuture #TakeControl #PragatiKiNayiPehchaan #LoansForAll #SMFGIndiaCredit

Posted On: 21 Sep 2026 8:00 AM

The daily commute can be more than just getting to work. It can be about having the freedom to get there on your own terms. With SMFG India Credit’s Two-Wheeler Loan, eligible salaried and self-employed individuals can finance a two-wheeler with loan amounts of up to ₹2.5 lakh* and repayment tenures of up to 48 months*. Because sometimes, a better way to work starts with a better way to get there. Know More: https://bit.ly/3EaGPk4#TwoWheelerLoan #LoanForVehicles #MovingForward #TakeControl #PragatiKiNayiPehchaan #SMFGIndiaCredit [Two Wheeler Loan, Loan For Vehicles, Moving Forward, Take Control, Pragati Ki Nayi Pehchaan, Wheels of Progress, SMFG India Credit] #TwoWheelerLoan #LoanForVehicles #MovingForward #TakeControl #PragatiKiNayiPehchaan #SMFGIndiaCredit

Posted On: 20 Sep 2026 8:00 AM

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Watch these inspirational videos from few of our customers* who have shared their experiences with us. Their quiet perseverance, hard work and grit in the face of overwhelming odds are truly inspirational and demonstrate that true success can be achieved by those willing to pursue it.

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